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Business Services
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Southeastern is a great place for small businesses to do their financial business. We treat each business-owner like a member-owner, because that’s what you are. Let your company get “Credit Union” treatment with lower rates on loans, higher rates on deposits, and lower and less fees. And, you have convenient access to your funds via our branch network, Internet banking, and/or our audio response system.
Business Savings
This account gives you a valuable savings tool that earns higher dividends as compared to banks. There is no monthly fee for this account and only requires a nominal initial deposit to get things started.
- No monthly service charge
- $25.00 initial deposit
- No charge and unlimited Internet banking
- Itemized quarterly statements
- Above average dividend payout
- Can serve as overdraft protection for checking
*There is a $10 membership fee to open a savings account. This fee is waived if you open a business checking account at the same time as opening a savings account.
Business Checking
No matter what kind of business you run, we have the checking accounts you need. Each of our accounts is tailored to meet your speed of doing business. Enjoy the convenience you expect without having to worry about the extra fees most banks charge.
- No monthly service charge (Classic Business requires a minimum $2,500 to avoid $12 monthly charge).
- No per check charge
- Dividends earned on balances of $2,500 or more
- No charge and unlimited Internet banking
- No charge Bill Pay
- No charge ATS (audio response)
- No charge to view cleared checks online
Business Checking Details |
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Member Business Checking |
Classic Business Checking |
Club Business Checking |
| Business Type |
DBA |
LLC, Corporation, Partnerships |
Non-Profit |
| Average Daily Balance |
N/A |
Over $2,500 |
N/A |
| Average Daily Balance to Earn Dividends |
$2,500 |
$2,500 |
$2,500 |
| Number of Checks Written Per Month |
100 or less |
250 or less |
100 or less |
| Number of Deposits Per Month(Items) |
50 or less |
150 or less |
100 or less |
| Amount of Cash Per Deposit |
Less than $5,000 |
Less than $10,000 |
Less than $5,000 |
| Number of Cash Transactions Over $10,000 Per Month |
None |
1-3 |
Over 3 |
| Number of Coin/Currency Requests Per Month |
2 or less |
3-4 |
Over 4 |
| Amount of Coin/Currency Requested Per Occurrence |
Less than $1,000 |
$1,000-$5,000 |
Less than $1,000 |
| Merchant Services (Credit Card Settlement) Needed |
No |
Yes |
No |
| Check Card |
Available |
N/A |
N/A |
Business Services Fees |
| Currency Requests |
$10.00 per request over $5,000 |
| Coin |
20¢ per roll |
| Other Fees |
Same as our regular member Fee Schedule. |
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