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Home Equity Line of Credit
Home Equity Loans

A home equity line of credit or loan is an excellent way to obtain the funds you need to do just about anything you want. Whether it's a lump sum or line of credit, use the equity in your home to purchase anything you choose. It's like having money in your pocket. And, obtaining funds this route allows you to get a much lower rate and greater flexibility as compared to applying for a regular signature loan or line of credit. In many cases, there are even tax benefits.

The best part of these loans is that you get to use the money any way you want. Use the equity in your home to:

  • Do home improvements
  • Pay off credit card debts
  • Purchase a new or classic auto
  • Purchase a boat and/or jet ski
  • Purchase a camper and/or motor home
  • Purchase a motorcycle and/or ATV
  • Continue your education
  • Purchase a second home
  • Take a vacation
  • Do whatever you choose!
The benefits of a Home Equity Line of Credit/Loan:
  • Obtain a lump sum loan or line of credit from the equity in your home to use on what you want - when you want.
  • Fixed and adjustable rate loans available
  • Interest may be tax deductible (consult with your tax advisor)
  • No prepayment penalty
  • Flexible terms up to 15 years
  • No closing costs if line of credit is $10,000+*
  • Up to 100% loan to value*
  • Loans accepted for properties located anywhere in the state of Georgia

*Home equity lines of credit only

Equal Housing Lender