The all-inclusive, hassle-free checking account. This is for those who want a complete checking experience without the hassles of trying to keep up with all of the fees (and when they trigger) that come with most other checking accounts. Pay a low monthly service fee and you get:

• No minimum balance requirements
• Free and unlimited personalized "Club" checks
• No per check charge
• No charge Visa Check Card
• No charge Internet Banking
• No charge Bill Pay
• No charge ATS (automated telephone service)
• No charge to speak with one of our live member service officers
• Dividends earned on balances of $2,500 or more
• No charge ATM transactions from us no matter where you use the card
• No charge POS transactions
• Monthly statements provided
• Overdraft protection available