The following fees may be assessed against your account
and the following transaction limitations, if any, applied
to your account.
| Share Account Fees |
| Membership Fee |
$10.00 |
| Account Closing Fee |
$10.00 if closed within first 90 days of account opening |
| Check Cashing Fee |
$5.00 fee is waived when deposited or loan relations is more than $100.00 |
| Excessive Withdrawal Fee |
$2.00 per withdrawal after three (3) per quarter |
| Minimum Balance Fee |
$1.00 if account falls below $100.00 |
| Share Draft Account Fees |
| All Accounts Copy of Paid Draft Fee |
$3.00 per item |
| All Accounts Share Overdraft Fee |
$2.00 per transfer |
| Money Market Service Fee |
$5.00 per month if minimum balance is not maintained |
| Prime Time Account Service Charge |
$9.00 per month |
| Prime Time Gold Account Service Charge |
$11.00 per month if minimum balance is not maintained |
| Prime Time Plus Account Service Charge |
$7.00 per month |
| Share Draft NSF (UCF/ATM/ACH/Paid/Unpaid) Fee |
$34.00 per item |
| Share Draft NSF - Convenient Pay Fee (CPay) |
$34.00 per item |
| Share Draft Printing Fee |
Prices may vary depending on style |
| Stop Payment Fee |
$25.00 per request, one(1) free per year |
| Temporary Check |
$1.00 per five (5) checks |
| Christmas Club Account Fees |
| Excessive Withdrawal Fee |
$5.00 per withdrawal after one (1) free withdrawal per club period. |
| Vacation Club Account Fees |
| Excessive Withdrawal Fee |
$5.00 per withdrawal after two (2) free withdrawal per year. |
| Other Service Fees (applicable to all accounts) |
| Account Reconciliation Fee |
$20.00 per hour, $10.00 minimum |
| Account Research Fee |
$20.00 per hour, $10.00 minimum |
| Account Conversion Fee |
$25.00 per conversion |
| Cashing Rapid Refund Loan Check |
$25.00 |
| Certified Check Fee |
$5.00 per check |
| Collection Item Fee |
$25.00 per item |
| Credit Union/Teller Check |
$2.00 per check |
| Deposited Item Return Fee |
$25.00 per item if funds are not available, $3.00 if funds are available |
| History Fee |
$2.00 per page |
| Inactive Account Fee |
$5.00 per month after two (2) years |
| Legal Process Fee (Lien, Levy, etc) |
$20.00 per hour, $10.00 minimum |
| Money Order Fee |
$3.00 per item |
| Return Mail Fee |
$5.00 per item |
| Statement Copy Fee |
$2.00 per copy |
Travelers Check Fee
One Signature Checks
Two Signature Checks
Gift Checks |
$1.00 per $100.00
$1.50 per $100.00
$.75 per $25.00 |
| Wire Transfer (Incoming Fee) |
$10.00 per transfer |
| Wire Transfer (Outgoing Fee) |
$15.00 per transfer |
| Verification of Deposit by Fax Fee |
$3.00 per request |
| Prepaid Visa Gift Card Fee |
$3.00 per card |
| Electronic Funds Transfer Fee |
| ATM and POS transactions |
No fees from SFCU at any financial institution or point-of-sale location |
| Replacement ATM Card Fee |
$5.00 per item |
| Replacement ATM PIN Fee |
$2.00 per occurrence |
| Credit Card Late Payment Fee |
$15.00 |
| Credit Card Over the Limit Fee |
$15.00 |
| Exemptions |
| Minors Exempt: 17 & Under |
Military Exempt: |
Membership Fee
Minimum Balance
Monthly Service Charge
Check Cashing Fee |
Check Cashing Fee |
| Senior Advantage Exempt: Over 50 |
Full Time Student Exempt: 22 & Under |
Membership Fee
Credit Union Check (5 Free per Month)
Money Orders Fee
Travelers Checks Fee
Excessive Withdrawal Fee |
Minimum Balance Fee
Monthly Service Fee
Check Cashing Fee |
