|
|
 |
| Privacy Policy |
|
|
| FACTS |
What does Southeastern Federal Credit Union do with your personal information? |
| Why? |
Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires us
to tell you how we collect, share, and protect your personal information. Please read
this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or
service you have with us. This information can include:
- Social Security number and account balances
- account transactions and checking account information
- overdraft history and payment history
When you are no longer our customer, we continue to share your information as
described in this notice. |
| How? |
All financial companies need to share members' personal information to run their
everyday business. In the section below, we list the reasons financial companies can
share their members' personal information; the reasons Southeastern Federal Credit
Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal informaiton |
Does Southeastern Federal Credit Union share? |
Can you limit this sharing? |
For our everyday business purposes -
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or to report to credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
Yes |
No |
| For our affiliates' everyday business purposes - information about your transactions and experiences |
No |
We don't share |
| For our affiliates' everyday business purposes - information about your creditworthiness |
No |
We don't share |
| For our affiliates to market to you |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
| Questions? |
Call toll-free 800-228-9839 or go to www.southeasternfcu.org |
| What We Do |
| How does Southeastern Fedearl Credit Union protect my personal information? |
To protect your personal information from unauthorized
access and use, we use security measures that comply with
federal law. These measures include computer safeguards
and secured files and buildings. |
| How does Southeastern Federal Credit Union collect my personal information? |
We collect your personal information, for example, when
you
- open an account or deposit money
- pay your bills or use your credit or debit card
- apply for financing
We also collect your personal information from others, such
as credit bureaus, affiliates, or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes
- information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional
rights to limit sharing. |
| Definitions |
| Affiliates |
Companies related by common ownership or control. They
can be financial and nonfinancial companies.
- Southeastern Federal Credit Union has no affiliates |
| Nonaffiliates |
Companies not related by common ownership or control.
They can be financial and nonfinancial companies.
- Nonaffiliates we share with can include insurance
companies, government agencies, plastic card processors
(credit/debit/ATM), financial statement publishers or
printers, consumer reporting agencies, and check/share
draft printers |
| Joint Marketing |
A formal agreement between nonaffiliated financial
companies that together market financial products or
services to you.
- Our joint marketing partners include CUNA Mutual
Group's MEMBERCONNECT |
|
|
|
|
